Super Bowl Party Safety Tips

Are you planning on throwing a Super Bowl party this Sunday? While it can be great to gather with family, friends, neighbors and coworkers to watch the big game, homeowners and renters who are hosting parties should be aware of some insurance concerns that can be associated with welcoming guests into your home.

This quick read is a good refresher on some things to keep in mind as you get ready to host your party. Along with prepping those party foods, protecting guests from potential accidents, injuries and excessive intoxication should be some of your main priorities.

Here are our best tips on how to reduce risk and ensure you’re hosting a fun and safe Super Bowl Party.

  1. Keep floors clean and clutter to a minimum.

A spilled drink or even a jacket casually tossed on the floor can suddenly become a recipe for one of your guests to slip, fall and possibly hurt themselves.

  1. Keep pets away from your guests.

All pets can get scared, it happens. Strangers + loud noises can quickly lead to a dangerous situation. The last thing you want is for your pet to bite one of your guests. Even the most docile dogs and cats can bite when feeling scared or threatened. It’s best to eliminate this risk completely.

  1. Keep the party from turning Into a booze fest

Yes – responsible alcohol consumption is possible – even on Super Bowl Sunday. First, make sure you’re offering plenty of nonalcoholic beverage options. Also be sure that you’re storing alcohol in a safe place away from minors. This should go without saying, but never serve alcohol to persons under 21 and never let someone drive home if they’ve had too much to drink. Consider “confiscating” car keys for safe storage when guests arrive and don’t forget the beauty of designated drivers and ridesharing services like Uber and Lyft. Also consider having a guest room ready.

  1. Review your homeowners insurance or renters insurance policy and speak with your insurance agent during your party planning.

Not all policies are alike and you may have coverage for everything. You may also consider purchasing a Special Event policy, depending on the size and scope of what you’re planning. At Cochrane & Porter, we’re here to help. Give us a call!

GO PATRIOTS!

7 Safe Winter Driving Tips

Even experienced New England drivers know driving can be more challenging in the winter months. While snowfall and ice certainly create the most difficult situations, there are other factors at play like earlier nightfall, fog, and salt and dirt kick-up on windows that can reduce visibility and increase the likelihood of traffic accidents. We’ve put together a helpful list of 7 safe winter driver tips that all drivers should remember.

  • Winterize your vehicle

Our first safe winter driving tip is to take basic safety precautions like having your brakes, tires, battery life and fluid levels inspected. A mechanic will let you know if you need any work done to make sure your vehicle is functioning properly.

  • Check the weather!

It sounds obvious, but life can get in the way and rushing out the door is all too common. Take the time to check weather forecasts before heading out on the roads. You’ll be glad you did.

  • Charge Up

Many drivers use their cell phones as navigation devices and as an audio streaming source for music, audiobooks and podcasts. Another great benefit we enjoy in the age of smartphones is that we can quickly seek assistance if we have car trouble – including getting stuck in the snow. But that cell phone isn’t much use to you if the battery is dead! Try to remember to keep your phone charged before driving, especially in the winter. Keep a spare charging cable in your vehicle to use while you’re driving.

  • Fuel Up!

In the winter months, it’s important to keep your car fueled up. Don’t run the risk of getting stuck, even in ordinary traffic, with low fuel. Cold weather can quickly turn an otherwise frustrating situation into a potentially dangerous one.

  • Make sure your windshields, windows and mirrors are clean to ensure visibility.

Always brush snow off your car and scrape ice off before driving. Additionally, while modern ice-melt and removal treatments are a marvel that keep the roads running during and after winter storms, this extra salt, sand and other ice melting compounds tend to stick to vehicles and get them really, really dirty. This salt and sand can build up in important places that help with safe driving – like side mirrors and back windshields. A $15 car wash – although it won’t keep your car as clean as long as other times of year allow – can make a huge difference in safe driving.

  • Put Together a Winter Emergency Kit

Packing a winter emergency kit is a precautionary measure that can go a long way. First, the basics: you’ll want to include a first aid kit, blanket, flashlight, hand warmers, bottled water, snack bars, a multi-tool, and jumper cables. But you can also pack things like duct tape, a jack and lug wrench to change a tire, foam sealant for small tire leaks, map book, and more, just in case.

Did you know we offer roadside assistance coverage? 

  • Reduce speed to allow plenty of space between you and the vehicle in front of you.

This tip is vital. Snow, ice and even rain can make it more difficult for vehicles to brake, and the time it takes to brake can be the difference between an accident and a safe commute. Be patient and leave space!

Winter makes driving more challenging, but remembering these 7 tips will go a long way. Eventually Spring will come, but for now, let’s stay safe out there!