As the holiday season approaches, chances are that you are at a much higher risk of identity fraud than during any other time of the year. In 2012, 1 in 20 consumers were a victim of identity fraud. This is a serious issue that affects more and more people every day.
There are several steps you can take to ensure you don’t become a victim of identity fraud. These include:
- Avoid carrying important credit cards when you don’t need them – social security cards, passports and other sensitive documents should remain in a safe location that only you are aware of.
- Always shred any documents that you throw in the trash – shred things like credit card statements, returned checks or credit card offers. Any documents with identifying information and account numbers can provide an opportunity for identity thieves to take over your personal information.
- Keep an eye on your credit and bills – be sure that your credit reports and bank statements are accurate and that all transactions were made by you.
- Be careful when giving out personal information on the phone –don’t give out key information over the phone to anyone who calls and asks for it. Elderly people are particularly at risk – they are often targets for fraudulent calls.
- Keep a file with all credit card account numbers, passwords, phone numbers, and expiration dates – This will be handy if your wallet is stolen, because you will be able to alert your creditors quicker and easier.
- Get identity theft coverage – through our More Store via LifeLock, Inc., we offer the industry’s most complete Identity Theft Protection service. The system also provides daily monitoring of all three Credit bureau reports. Also, LifeLock provides a $1 million Total Service Guarantee. We hope that you take the correct steps to make sure that you are not vulnerable to identity theft this holiday season, and all year long.
For peace of mind and proactive protection, check out Identity Theft Protection from LifeLock, Inc.