When will you be driving a robotic car? Take an interactive online trip

Whatever you call them – robot cars, driverless cars, autonomous vehicles, self-driving cars – they are definitely in your future. But the question is, how far in your future?

They’re being tested already – more than 1,400 self-driving vehicles are operating in 36 states right now. Most states, but not all, require a backup driver.

Take an interactive urban trip as the backup driver in the Washington Post’s autonomous (self-driving) car simulation. It offers an interesting perspective on  the strengths and weaknesses in the way these cars work and how they interact with the environment around them. The Post invites you to sit in the passenger seat and play the role as the backup driver. And that’s an important role because the cars may miss some hazards and they can’t operate in certain weather conditions that interfere with their sensors, causing them to pull over suddenly and shut down entirely.

This interactive  feature is a fun way to learn more about how the cars work and their limitations. You can learn more about some of the system’s weaknesses in article in Insurance Journal by Alan Levin and Ryan Beene: Automated Driver Assist Cars Still a Work in Progress:

The radars and cameras used to sense obstructions ahead each have their limitations and computer software that evaluates the data is still a work in progress, according to the experts and advocates. In many cases, they are better at tracking moving vehicles ahead than recognizing parked ones.

But there are definite pluses, too:

To be sure, automated driving systems have clear potential to improve traffic safety by supplementing the driver. Automatic emergency braking alone has been found by IIHS to reduce rates of rear-end crashes by half, and the insurer-funded group estimates that the system could reduce police-reported crashes of all types by 20%.

Many autonomous or self-driving features are already making their way into our new cars now. These are generally referred to as advanced driver assistance systems. See 7 Self-Driving Car Features You Can Buy Now (and Some You May Already Have) from Autotrader. And cars.com breaks down self-driving features by car make.

But event these new tech features have a ways to go before they are up to par and winning driver acceptance. A recent survey by JD Power showed that many driver-assist features are seen as annoyances;

J.D. Power’s 2019 U.S. Tech Experience Index Study, published today, surveyed more than 20,000 consumers earlier this year, most of whom purchased or leased a model-year 2019 vehicle during the previous 90 days. Nearly a quarter of the group found alerts “annoying or bothersome” from systems that mitigate lane departure or actively center the vehicle, the study said. Such alerts range from hands-on-the-wheel warnings to lane departure chimes. For those who find them annoying, more than half said they sometimes disable the systems; among those who weren’t annoyed, only one-fifth or so indicated the same.

Some of the complaints can be chalked up to drivers being unfamiliar with the technology and uncertain about how it operates, so presumably we’ll all get more comfortable with things as we grow familiar with them.

So it’s not likely you’ll be able to read the latest best sellers while lounging in the back seat of your robot car on your upcoming commutes. But on the other hand, sophisticated technologies are leading to safer cars and fewer accidents – a big win for us all!

Reprinted from Renaissance Alliance – no usage without permission.

Fall foliage planner: find the best times and places to enjoy the season

Plan the best of the foliage season this year with an interactive fall foliage map from SmokeyMountains.com. The national map offers a slider so you can search by date to see where and when has reached minimal change, partial, near peak, peak or past peak across the nation from September through November. It also includes interesting information about why leaves change colors.

And here are some suggestions of where to get the best views.

New England foliage and autumn activities

Of course, those of us who live in New England are a little snobby about our status as a prime fall destination and foliage viewing point. From Yankee Magazine, find a New England foliage map, as well as links to articles on the best seasonal things to do, from festivals and fairs to places and driving routes:

  • 10 Places to Visit in New England in Fall
  • Favorite Fall Foliage Drives in New England
  • Best Corn Mazes in New England
  • Best Apple Orchards in New England
  • Fall Foliage Train Tours
  • 5 Best Pumpkin Festivals in New England
  • 12 New England Fairs to Visit This Fall

Yankee also offers a free Yankee Magazine’s Ultimate Guide to Autumn in New England, one of many free New England Guides. Also see Town & Country for their picks of 14 Incredible Spots to See Fall Foliage Across New England

As you’re out on the roads leaf-peeping, visiting apple orchards or commuting to-and-from work this autumn, keep a sharp eye out: The likelihood of striking a deer more than doubles in the fall. Your normal odds of a ruminant-related collision claim are about 1 in 169, but the likelihood more than doubles during October, November and December. See our post: Watch the roads: Autumn is peak deer-vehicle collision season

Florida in the Fall
For our agents, clients and friends in Florida, while the foliage may not be quite as brilliant, you can indeed enjoy the change of season in the great outdoors through wonderful trails, scenic highways, beaches, festivals and fairs. Here are some suggestions:

These suggestions should give you some good options. One more thing: When you’re on the road, it’s always a good idea to have your local insurance agent’s name and number with you in case any mishaps occur on the road. Make sure you have your independent insurance agent’s info in your phone contacts listing!

Reprinted from Renaissance Alliance – no usage without permission.

Hurricane Dorian Toolkit: Emergency Prep and Tracking Resources

As we approach the Labor Day weekend, Florida is under a state of emergency as Hurricane Dorian approaches. Today, the storm is a Category 2, but weather experts warn that it holds the potential to develop into a Category 4 when it hits land. It’s still early to project, but landfall is expected late Monday or Tuesday. Everyone is on standby.

We’re deploying resources in a Hurricane Toolkit as a just-in-case. September is National Preparedness Month and, remember, hurricane season lasts thorough November so it’s a handy bookmark. We’ll be keeping an eye on things over the weekend and may add to the resources if evacuations or other emergency measures are needed.

Florida Emergency Resources

FloridaDisaster.org (Division of Emergency Management) is the single best source for information. See specific information on Emergency Information for Hurricane Dorian. You can also visit the sister site for commercial businesses: FloridaDisaster.Biz

On social media, you can find updates from the Florida State Emergency Response Team (SERT) on Twitter and on Facebook

US Coast Guard Southeast on Twitter and on Facebook

Florida Power Tracker

Florida Department of Education – Hurricane Dorian

Florida 511 APP – Get up-to-the-minute, real-time traffic conditions and incident information for the State of Florida with Florida 511 app.

Florida Storms APP – Florida Public Radio Emergency Network

FEMA App

Hurricane Dorian – tracking & live weather coverage

Hurricane Prep & Checklists

Insurance Information Institute: What to do when a hurricane threatens
When the storm approaches, don’t get caught with your windows down

Insurance Information Institute: Hurricane Awareness
Hurricanes can shatter lives as well as damage property. Fortunately there are steps you can take to minimize a hurricane’s impact.

Insurance Information Institute: Five Steps to preparing an effective evacuation plan
Disaster readiness will help keep you and your family safe and secure

Red Cross – Hurricane Safety Checklist

FEMA: How to Prepare for a Hurricane

Common sense advice …Before and after a hurricane

Hurricane Preparation Checklist To Protect Your Technology

Taking Care of your pets during hurricanes & floods

FDA Offers Tips about Medical Devices and Hurricane Disasters

Food and Water Safety During Power Outages and Floods

Red Cross Free Emergency Apps – includes a hurricane app, first aid, and many other useful apps.

Reprinted from Renaissance Alliance – no usage without permission.

Car thieves are just driving away with our cars for the darndest reason!

We’ve all misplaced our car keys at one point or another, but are people getting more forgetful?

That would appear to be the case if we review the recent report that the National Insurance Crime Bureau (NICB) issued on car thefts. Thieves are driving away with our cars because we are making it too easy for them by leaving our keys and fobs right in the vehicles!

While car thefts in general are on a downward trend, the numbers of cars stolen due to keys in the car are on the rise. And it’s not just a slight uptick – there’s been a 56% increase since 2015 and an 88% increase since 2013!  Every single day last year, an average of more than 200 cars were stolen due to keys in the car. You can learn more in the NICB press release on thefts of vehicles with keys, along with the short video and infographic, below.

Sometimes the keys or fobs left in the car are not due to forgetfulness – thefts spike in the winter when there are more cars being warmed up in cold weather. Beyond that, NICB doesn’t speculate as to why. It may be because they are quieter. We previously talked about how quieter, keyless cars are related to an increase in carbon monoxide deaths. Beyond that, it’s anyone’s guess: Too much trust in anti-theft and theft-recovery systems? An aging population of drivers? Distracted by our phones as we are powering off our cars? Hard to know.

To prevent this happening, NICB advises drivers to:

  • Lock the vehicle, set the alarm and take all keys or FOBS.
  • Do not leave the garage door opener in the vehicle.
  • Take a picture of your registration on your cell phone and do not leave the registration or other papers with personal information in the vehicle.
  • Never leave a car unlocked and running to warm it up or while stopping for a quick cup of coffee. It only takes a moment for the opportunistic thief to jump inside and drive off.

Reprinted from Renaissance Alliance – no usage without permission.