981 Worcester Street
Wellesley, MA 02482
As a business owner, you need the same types of insurance coverage on the car you use for business as you do for your own personal vehicle. A Massachusetts commercial auto insurance policy provides coverage for property damage to others, bodily injury, and personal liability. It is important that any vehicles that are owned by the business have the company name listed as the “principal insured” on the auto policy. Make sure to check that an individual name isn’t listed on the policy, as this could cause problems.
In Massachusetts, a Commercial Auto Insurance policy typically covers the following:
Bodily Injury – bodily injury or death that occurs from an accident in which you are at fault.
Property Damage – damages that your vehicle accidentally damages someone else’s property.
Medical Payments – medical expenses for the driver and passengers
Uninsured Motorist – coverage for injuries that occur from either an uninsured motorist or a hit-and-run driver.
Collision – damage that occurs if your vehicle hit by another car or object
Comprehensive – damage from fire, theft, or something other than a collision.
We understand that you may have questions about the type of coverage that may be right for you. Please give us a call at 781-943-1555 to discuss what insurance will benefit you!